As we all know, Denver’s population has exploded in recent years. Many people arrive here seeking a better life, but often have debts from the past that they do not want to follow them to their new home. Bankruptcy law is a Federal law meaning it is available in any state. A few rules do […]
Towards the end of the year we have observed that collection action increases as collection agencies and banks work to meet year-end collection quotas. This is especially hard on folks with families who are trying to get by and enjoy the holidays but who are getting increased calls and pressure from creditors. Hiring a Denver […]
Now that the school year is in full swing, thoughts of the fall and winter and the parade of holidays coming up are on many people’s minds. But this is often the most stressful time of the year, and debt problems can turn what should be something to look forward to into a nightmare. Phone […]
I am writing this on the Fourth of July, a great holiday celebrating our country’s independence, and see the language of independence and freedom as words we use every day in our law practice—bankruptcy results in freedom from debt and a new life of independence from the pain and burden of financial troubles. So, just […]
Last month, Mile High Bankruptcy in Denver, Colorado, together with the brilliant team at Legal Web Design, completely revamped and relaunched our website to make it a content and information based site to help people with bankruptcy questions find easy answers on the web. Most lawyer websites provide some limited information about chapter 7 bankruptcy, […]
One of the most important exemptions in bankruptcy (property you can protect and keep) is the homestead exemption which protects $60,000 of equity in your home, or $90,000 if you are over 60 years old or disabled. This means that if you file chapter 7 bankruptcy in Denver and are current with your mortgages you […]
Many divorces are partially caused by money problems. We at Mile High Bankruptcy believe that it is often best to file Chapter 7 bankruptcy together before the divorce to remove the arguments over who pays which debts from the divorce, so the parties can concentrate on important issues such as property settlements and issues related […]
The Denver Post published an article on August 17, 2014 noting that large student loan debt is preventing many prospective first time homebuyers from buying a house. When the bank reviews an application with high student loans, they reject it because the debt to income ratio is too high. If a person has a car […]
People are afraid of bankruptcy. They think they have done something wrong and they will be punished. They worry that they will be embarrassed, that someone will come and take their things, that the process will be painful and disturbing. So they wait years sometimes, suffering with crushing debt, before finally calling a lawyer and […]
To most people, the word “Bankruptcy” is scary. No one ever expects to file bankruptcy, and facing up to your problems and filing Chapter 7 is filled with complicated emotions and much anxiety. I have seen this in the faces and questions from clients since Mile High Bankruptcy began in 1987. But, Bankruptcy is also […]
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